Smart Money - Locking In a Home Loan: This year and next, an estimated $1.4 trillion in ... Refinancing into a fixed-rate mortgage can mean a lower interest rate and long-term ... We were like mini private-equity firms, using cheap debt as leverage to scoop up ...

Salaried employees and their tax issues
Rediff.com - Have you recently changed your employer and don't know how the fixed and variable ... SHIVA asked, DEAR SIR I AM WORK IN PRIVATE FIRM - AS ASSOICIATE CONSULTANTS, THEY WER ... etc) and for certain expenses it might be 5% (such as tour & travel). The tax rate ...